One payment, more control

Debt Consolidation in Portugal

Combine personal loans, credit cards, car finance and other debts into one solution, with a potentially lower monthly payment and simpler financial management.

When consolidation may help

Reduce monthly pressure without losing transparency

Debt consolidation may help when you have several payments, credit cards, personal loans or higher-rate obligations. Before proceeding, we check whether the monthly saving justifies the total cost and term.

The goal is not only lowering the monthly amount: it is creating a sustainable solution for your household budget.

Compare Options

Debts you may consolidate

Personal loans
Credit cards
Car finance
Credit lines
Short-term loans
Other debts

1. Diagnosis

We map payments, rates, terms and outstanding balances.

2. Simulation

We compare your current scenario with a new payment and total cost.

3. Proposal

We present bank options and support the contracting process.

Want to know if consolidation is worth it?

Send us your credit details and receive a free, no-obligation analysis.

Request Free Analysis

Parceiros Bancários

Trabalhamos com os principais bancos em Portugal para encontrar as melhores condições para si.

Novo Banco, S.A.
Bankinter, S.A. - Sucursal em Portugal
Banco CTT, S.A.
Banco Santander Totta, S.A.
SICAM - Caixa Central e Caixas de Crédito Agrícola Mútuo
BNI - Banco de Negócios Internacional (Europa), S.A.
BBVA, Instituição Financeira de Crédito S.A.
CA Auto Bank S.p.A. - Sucursal em Portugal
Caixa Geral de Depósitos, S.A.
Banco BPI, S.A.
Union de Créditos Inmobiliarios, S.A. - Sucursal em Portugal
ABANCA Portugal, S.A.

Intermediário de crédito vinculado, registado no Banco de Portugal sob o n.º 0007198