Mortgage in Portugal
We compare proposals from 9 partner banks to help you finance a home purchase, relocation, or new mortgage approval in Portugal.
More than a simulation: an approval strategy
Before sending your file to banks, we assess income, debt-to-income ratio, available deposit, term, insurance and the purpose of the loan. This helps focus on realistic options with stronger approval potential.
Our service is free for consumers. We are paid by partner banks when a loan is approved and signed.
Talk to a SpecialistWhat we review
Loan amount and deposit
We calculate possible financing based on purchase price, valuation and lender criteria.
Fixed, variable or mixed rate
We compare stability, risk and total cost under different Euribor scenarios.
Insurance and linked products
We review how insurance and product bundles affect the total monthly cost.
Documents and timeline
We prepare your file to reduce delays in approval and completion.
How it works
A simple process with real bank comparison and support through to completion.
Profile analysis
You receive practical and transparent guidance at every stage.
Simulation and comparison
You receive practical and transparent guidance at every stage.
Bank submission
You receive practical and transparent guidance at every stage.
Support through completion
You receive practical and transparent guidance at every stage.
Common mortgage questions
How much can I borrow?
It depends on income, debt ratio, deposit, age, term and property value.
Is the service free?
Yes. Our credit intermediation service is free for the consumer.
Do you compare several banks?
Yes. We compare proposals from 9 partner banks for your profile.
Can I start without a property?
Yes. We can review affordability and prepare for pre-approval.
Parceiros Bancários
Trabalhamos com os principais bancos em Portugal para encontrar as melhores condições para si.
Intermediário de crédito vinculado, registado no Banco de Portugal sob o n.º 0007198