Calculate Your Savings

Credit Transfer Simulator

Compare your current payment with new market conditions and discover how much you can save by transferring your mortgage.

Current Euribor Rate

(12M)

Current Credit

120 000,00 €
€25.000€500.000
5.50%
2%10%
25 anos
5 anos40 anos

Current Payment

0,00 €

per month

New Credit (Transfer)

0.90%
0.5%2.5%
25 anos
5 anos40 anos

New Rate (TAN)

0.00%(Euribor 2.50% + Spread 0.90%)

New Payment

0,00 €

per month

Simulation Result

Monthly Savings

+0,00 €

-0.0% on your payment

Total Estimated Savings

+0,00 €

over 25 years

Rate Reduction

-5.50%

from 5.50% to 0.00%

Transfer not recommended

Under current conditions, the transfer would result in an equal or higher payment. Adjust the parameters or contact us to explore other options.

Indicative simulation. The values shown do not include transfer costs (fees, notary, etc.) and may differ from final conditions. Contact us for a complete analysis.

Benefits of Credit Transfer

Monthly Savings

Reduce your monthly payment by taking advantage of more competitive rates.

Better Conditions

Negotiate a lower spread and more favorable terms.

Simple Process

We handle the entire process for you, free of charge.

Want to Know More?

Our team analyzes your case for free and tells you if the transfer is worth it, considering all costs involved.

Request Free Analysis